Your property, whether a private residence or a business asset, represents a significant investment that deserves continuous protection. Fire and Other Property Risks Insurance from SIGMA VIG, Kosovo Branch, is designed to provide financial protection against material loss or damage caused by sudden and unforeseen events.

Subject to the terms, liability limits, and exclusions specified in the insurance policy, this product provides basic coverage for damage caused by fire, lightning, and explosion.

 

Depending on the client’s needs and the selected package, coverage may be extended to include other risks, such as:

This insurance is particularly suitable for owners of houses, apartments, business premises, warehouses, and commercial properties, as well as businesses seeking to protect their assets, equipment, inventory, and investments against events that may result in significant financial losses.

One of the main advantages of this product is its ability to provide financial stability following an event covered by the policy. For individuals, this means greater protection for their homes and family property, while for businesses, it helps maintain business continuity and minimise the financial impact of material damage.

With SIGMA VIG Kosovo, clients benefit from insurance solutions tailored to their specific needs, providing reliable property protection and greater peace of mind for the future.

Business Property Insurance

In property insurance, the insurer compensates the insured for the loss, damage, or destruction of the insured property in a sudden, unforeseen, and accidental manner as a result of fire, lightning, explosion, collision, or the fall of an aircraft, its parts, or its cargo. Fire insurance is the basic coverage, while additional coverages include insurance against:
1. Earthquake;
2. Storm;
3. Hail;
4. Flood;
5. Landslide;
6. Theft;
7. Glass breakage;
and other insurance coverages that may be offered under the insurance policy.

 

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